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Who pays for injury claims?

If you're thinking about making a personal injury claim for an accident that wasn't your fault, you may wonder where your compensation will come from.

In Australia, a variety of sources pay for personal injury claims, depending on the circumstances of the case. Generally speaking, one of the following organisations will pay for your compensation:

  • Insurance: In many cases, the person or organisation responsible for your injury will have insurance. Where suitable, the business or individual’s insurance company will be responsible for paying the claim.
  • Self-insured parties: Some parties, such as large corporations and government agencies, are self-insured, which means they have set-aside funds to cover the costs of any claims made against them.
  • The party at fault: In rare circumstances, the party to blame for your injury may be responsible for paying the claim directly.
  • Compensation schemes: In some cases, special compensation schemes may be available to provide compensation for injuries or losses.


As you can see, there is no singular route to compensation for an accident or injury. Because the process for personal injury claims is complex, it is vital to seek advice from a specialist law firm. They can help you understand your legal rights and options, and assist you in pursuing a claim for damages.

If you’ve been injured and it wasn’t your fault, our injury lawyers in Perth can help. Contact us today for a free consultation.

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